Personal injury legal expenses insurance
We can provide both before the event (BTE) legal expenses insurance or after the event (ATE) legal expenses insurance.
(BTE) legal expenses insurance
BTE legal expenses insurance is generally sold as an add-on product to the sale of a primary insurance product.
Motor Legal Protection
We provide Motor Legal Protection products which provide cover for the recovery of uninsured losses such as:
• Policy excess
• Incidental expenses
• Hire and storage charges
• May or may not include personal injury cover depending on the product selected
The Motor Legal Protection product is provided to individual customers via our network of motor insurance brokers. The product may also include Driver License protection cover.
Family Legal Protection
We provide various Family Legal Protection products which provide for cover including:
• Personal injury
• Employment protection
• Boundary disputes
• Contract disputes
(ATE) legal expenses insurance
ATE legal expenses insurance is applied for by the solicitor acting for the individual or company pursuing a personal injury claim.
We provide ATE policies to cover:
• Road traffic accident claims
• Public and employers’ liability claims
• Housing disrepair claims
• Industrial disease claims including noise induced hearing loss
• Asbestos and rsi
• Clinical negligence claims excess
We operate both delegated authority schemes to panel solicitors as well as bespoke individual policy application schemes.
Any insurance broker, claims management company or solicitor requiring information on our BTE and ATE products should contact BCR’s Business Development Manager, Koulla: koulla@bcr.co.uk, or complete the form below: